Brands
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Access Holdings and the Race for Global Preemption
To win in banking today, being the biggest bank in Nigeria is no longer enough. The returns to innovation now…
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Providus-Unity: Can a Rescue Merger Buy Customer Trust?
The creation of ProvidusUnity Bank is being sold as a growth story, but the truth in the numbers is blunter.…
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FCMB: The Denominator Manager’s Bank — Cutting Without Catching Up
In banking, returns improve in one of two ways. You grow the numerator by finding new revenues, new customers, and…
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Aradel’s H1 2026: Scale Delivered, Efficiency Still a Work in Progress
Energized, but not yet efficient. Aradel Holdings Plc walked into the first half of 2026 as Nigeria’s leading integrated indigenous…
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SAHCOL: Revenue Growth in H1 2026 Swallowed by Surging Costs and Margin Pressure
Skyway Aviation Handling Company Plc closed H1 2026 with growth at the top line but pain at the bottom. Revenue…
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Red Star Express Grows Revenue in Q1 FY2026 But Costs and Cash Drag on Profit
Red Star Express Plc started FY2026 with growth on paper but pressure underneath. For the quarter ended 30 June 2026,…
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AIICO INSURANCE: Investment Gains Mask Rising Costs and Cash Pressure
AIICO Insurance Plc’s H1 2026 results look strong at first glance. Profit after tax rose 19% to ₦13.4bn, total assets…
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ACCESS BANK: BIGGER, BUT BLIND TO VALUE
Access Holdings today presents a paradox that should worry its boardroom more than any regulatory change. It is Nigeria’s largest…
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International Breweries: Cash Is Up, But Growth Is Missing
International Breweries Plc’s H1 2026 results read like a company running hard just to stay in place. The numbers are…
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Jim Ovia and the Power of Thinking Differently
Some leaders build banks. Others rebuild the way an entire industry thinks. Jim Ovia did the second. Long before “disruption”…
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