Banking
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Wema Bank H1 2026: Record Profit, But Market Sees Risk
Wema Bank posted its strongest half-year result on record in H1 2026, with profit before tax rising 53.65% to ₦154.56bn…
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FCMB: The Denominator Manager’s Bank — Cutting Without Catching Up
In banking, returns improve in one of two ways. You grow the numerator by finding new revenues, new customers, and…
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Union Bank : How Dilettantes Turned a Pioneer Into Roadkill
For 15 years Union Bank of Nigeria has been trying to win a race that was already decided at the…
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Union Bank: A Dinosaur on the Treadmill
There is a point in the life of every company when it stops shaping the future and starts defending the…
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Union Bank: A Dinosaur on the Treadmill, Built by Failed Leadership
There is a moment in the life of every institution when it stops writing the future and starts defending the…
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Union Bank: Is Yetunde Oni Not Another Dilettante Behind This Dinosaur?
Union Bank Plc carries the weight of 108 years. That history should confer trust, scale, and the freedom to take…
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ACCESS BANK: BIGGER, BUT BLIND TO VALUE
Access Holdings today presents a paradox that should worry its boardroom more than any regulatory change. It is Nigeria’s largest…
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Otedola at 25.87%: A Flashback to Otudeko and the Governance Ghosts at First HoldCo
Femi Otedola’s latest N222.2 billion buy, taking him to 11.76 billion shares or 25.87% of First HoldCo, feels like déjà…
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Sterling Bank’s H1 2026 Gamble: Bigger, Richer,and Riskier
Banking is maturity transformation. You borrow short from depositors and lend long to borrowers. It is profitable, but invariably risky.…
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Wema Bank’s H1 2026 Bet: Fast Growth Now, Hard Questions Later
Banking lives on a contradiction. You take money that customers can withdraw tomorrow and lend it out for years. It…
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