Banking
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UBA: A First Tier Bank That Remains In Catch-Up For Years
United Bank for Africa is a first tier bank, but for years it has trailed its tier-one peers on the…
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GTCO: Built Inside, Feared Outside — How Internal Strength Became Market Power
GTCO faced its real test in 2025. In 2024 it made N1.27 trillion in profit before tax. But N517.5 billion…
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Can BOI Deliver Industrial Transformation?
Nigeria’s path to prosperity cannot rely on extractive exports or be import dependent. Real growth lies in building the capacity…
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Profit Up, EPS Down: Sterling’s 9M ,2026 Paradox
When Sterling Bank closed its books for the first nine months of 2026, the headline looked like a celebration. Operating…
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HOW LONG WILL YETUNDE ONI OCCUPY UNION BANK?
It is the strangest occupation in Nigerian banking. A court has said: leave. The regulator has said: we are appealing,…
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The Empire Strikes Back: How Access Holdings’ Foreign Adventure Landed It In Trouble With The CBN
There is a particular irony in watching Access Holdings, Nigeria’s most ambitious bank, now being forced to dismantle parts of…
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All Scale, No Value: Access Holdings’ 9M 2026 Fails Its Own Test
For three years, Access Holdings has sold Nigeria a story of scale, of a bank that would become Africa’s biggest…
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Stanbic IBTC: Turning Strength Into Shareholder Value
It is not every bank that can report a 33 percent jump in profit, a 38.67 percent return on equity,…
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Less Lending, More Profit: How First HoldCo Rewrote The Rule
For years the story of Nigerian banking was simple: lend more, earn more, and hope interest rates stay kind. First…
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WEMA VS ACCESS: HOW A N7.4 TRILLION BANK IS OUTPERFORMING A N55 TRILLION ONE
The comparison between Access Holdings and Wema Bank in 2026 is not a comparison of size, because on size there…
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