Corporate Scorecards
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Access Holdings 2025: BIGGER BUT WEAKER
Access Holdings Plc ended 2025 as a significantly larger institution, but not necessarily a stronger one. The group crossed major…
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UBA 2025: When Maturity Transformation Bites Back
Banking is built on mismatches. Banks take short-term deposits and lend long. They borrow cheap and invest high. That process,…
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BEHIND UBA’S 2025 MELTDOWN
United Bank for Africa Plc did not slip in 2025. It fell. Profit collapsed 47.2% to N404.7 billion from N766.6…
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Sterling Bank: How a Denominator Manager Is Leaving Shareholders to Fund the Past
Benchmarked against its own past, Sterling Bank’s progress over decades can look deceptively beautiful — bigger assets, higher earnings, and…
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FCMB HAS THE FUEL. DOES IT HAVE THE ENGINE?
Why Recapitalization Alone Cannot Deliver FCMB’s Turnaround To lead Nigerian banking in the next decade, the winners will not be…
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THE POWER OF CORE COMPETENCE AND INDUSTRY LEADERSHIP: WHY ACCESS HOLDINGS IS STILL CHASING IN THE TIER-1 RACE
Long before any profit shows up on a balance sheet, banks win or lose on the strength of what they…
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Wema Bank H1 2026: Record Profit, But Market Sees Risk
Wema Bank posted its strongest half-year result on record in H1 2026, with profit before tax rising 53.65% to ₦154.56bn…
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Union Bank : How Dilettantes Turned a Pioneer Into Roadkill
For 15 years Union Bank of Nigeria has been trying to win a race that was already decided at the…
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Union Bank: A Dinosaur on the Treadmill
There is a point in the life of every company when it stops shaping the future and starts defending the…
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Union Bank: Is Yetunde Oni Not Another Dilettante Behind This Dinosaur?
Union Bank Plc carries the weight of 108 years. That history should confer trust, scale, and the freedom to take…
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